News

‘I’m in California and plan to stay here’: I’m 61, lost my job and live off my $425K IRA. My house has $650K in equity. Do I ...
One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...
In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...
An IRA — a tax-advantaged investment account — is a woman’s ticket to closing the retirement savings gap. Here are the main ...
Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.
Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...
As a new mom, planning for my daughter’s future is top of mind. Before opening a savings or brokerage account, I asked ...
Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider ...
A Roth IRA allows for tax-free growth of retirement savings, potentially reducing the tax burden in retirement. Roth IRAs are only available to single tax filers earning less than $146,000 or ...
Revenge saving can help younger homebuyers achieve their dream of homeownership, thanks to several strategies.
A Roth IRA conversion ladder is a multiyear savings strategy that lets you tap your retirement account before reaching age 59½—without taxes or penalties.
A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can withdraw the money tax-free.