A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

The Traditional IRA is the most widely used retirement account. Contributions are often tax-deductible, depending on income ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

With clear goals, focused saving, and smart strategies, freelancers can take control of their retirement planning and build a ...

The IRS has announced updates to the income phase-out ranges for IRA contributions in 2025, affecting eligibility for both traditional and Roth IRAs. As prices increase, these changes help keep ...

Allowing your retirement account to grow with the still-working exemption may be the ideal option, but it's essential to ...

your next decision will be whether to get a Roth IRA or a Traditional IRA. If you or your spouse do not have an employer ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

One Big Beautiful Bill' makes 529 plans more flexible, some skeptics say the education savings plans still may not be ...

Parents can contribute up to $5,000 per year per kid into a Trump Account. This figure will be indexed to inflation starting ...

Financial plans based purely on growth, like the 60/40 portfolio, are built for a different era. Today’s retirees need plans based on real-life risks and goals and that feature these four elements.