Good budgeting templates, however ... and founder and CEO of Financial Wellness Strategies, suggests starting simple. "Look at your available income and write down your priorities, then work ...

Now, let's break down the process of making a budget into easy steps so that you can customize your very own financial plan. And be sure to check out the template below to help you get started.

Excel’s table settings provide simple solutions for adding rows or adjusting categories. While home budgeting is a primary focus, Excel templates extend their utility to other areas of life.