Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

It's not an easy thing to build up a nice balance in a Roth IRA. Doing so takes time and, in many cases, a savvy investment ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

A Roth conversion is a permanent decision. - /iStockphoto. Got a question about investing, how it fits into your overall ...

Before 2018, the IRS allowed you to reverse converting a traditional IRA to a Roth IRA, which is called recharacterization. But that process is now prohibited by the Tax Cuts and Jobs Act of 2017.

An IRA portfolio is not limited to US stock markets, Bonds and Gold. For those wishing to increase the resilience and growth ...

Use a Roth vs. traditional IRA calculator to help you decide between the two. Roth IRA v. IRA: Withdrawals. Withdrawing from your traditional IRA before age 59 and a half comes at a cost.

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have little income.

"What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...

That could make it harder to stay consistent. What is a Roth IRA? Traditional and Roth IRA early withdrawal penalties How does a Roth IRA grow? What is a rollover IRA? How do Roth IRA taxes work? Also ...