Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Trump accounts, a proposed tax-advantaged investing account for parents, have gotten a makeover in the Senate version of the ...

There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You ...

There are different types of IRAs, the most common being a traditional one, in which contributions may be tax-deductible, and a Roth IRA, a personal savings plan where contributions are not ...

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

In this climate, Gold is regaining its relevance, not only as a hedge against systemic risks, but also as a strategic tool ...

The decision of whether to save for retirement through a Roth IRA or through a traditional IRA is a complex matter that can have significant financial implications in both the short term and the ...

What are the differences between a Roth IRA and a traditional IRA? We find out in today's Common Cents! Which is right for you? You'll want to consider the age of retirement and the associated tax ...

With a Roth IRA, contributions have already been taxed and are not taxed when withdrawals are made. With a traditional IRA, contributions are not taxed until you make withdrawals. Anyone can ...

Traditional and Roth IRAs are excellent savings vehicles for retirement. With a Roth IRA, you contribute money that's already been taxed. The funds have been in the Roth account for at least five ...

1. Present, Future Income Tax Rates When you convert a traditional IRA to a Roth IRA, you will have to pay income tax on the conversion for the year you do the switch. But once the money is in the ...