Splitting an IRA among heirs is often the best choice for parents so that there is no dissension or in-fighting among ...

Inherited Roth IRA withdrawal rules share many similarities as traditional inherited IRAs, but there are tax obligations and other conditions to consider.

Saving for retirement is essential, and an IRA can help you grow your money while giving you tax benefits. Adding as much as ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

I have always contributed to regular retirement accounts. I started a new job and I'm considering a Roth. We're in a weird situation. My husband just retired and has a pension and Social Security. He ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

Inherited IRAs pose a number of new challenges, due to the SECURE Act of 2019 and updated IRS guidelines regarding RMDs.

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

In reality, though, the best move for a lot of people is to take the tax hit and convert a lot of money quickly, says ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Reducing your lifetime tax bill is a smart financial strategy, and a Roth individual retirement account can be a key part of that. Growth and retirement withdrawals from a Roth IRA are ...