Inherited Roth IRA withdrawal rules share many similarities as traditional inherited IRAs, but there are tax obligations and ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

Splitting an IRA among heirs is often the best choice for parents so that there is no dissension or in-fighting among ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

The IRS rules are intended to have you use ... Penalty-Free for Non-Spouse Beneficiaries: Withdrawals from inherited Roth IRAs, are exempt from the 10% early withdrawal penalty that applies ...

Saving for retirement is essential, and an IRA can help you grow your money while giving you tax benefits. Adding as much as ...

Reducing your lifetime tax bill is a smart financial strategy, and a Roth individual retirement account can be a key part of that. Growth and retirement withdrawals from a Roth IRA are ...

Inherited IRAs pose a number of new challenges, due to the SECURE Act of 2019 and updated IRS guidelines regarding RMDs.

My question is based on what I thought the rules were for Roth ... interest or taking distributions from retirement plans cannot contribute to a Roth IRA (or a traditional tax-deferred IRA for ...