When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

Roth IRAs have tax advantages that make them useful for long-term savings goals such as retirement. Brokerage accounts have ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

A Roth IRA is an individual retirement account that you contribute to with after-tax dollars. While you don't get a tax break up front, your contributions and investment earnings grow tax-free.

I broached using the Roth IRA as the primary savings vehicle for young people just starting their adult financial lives.

No matter your age or your income, financial experts there's a place in your investment planning for the retirement savings tool known as the Roth IRA. And right now is the ideal time to ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in ...

But which kind of account is right for you? Roth IRAs have tax advantages that make them useful for long-term savings goals such as retirement or, in certain cases, first-time home purchases.

But look back at all those things they need to save for. That’s a lot. So we begin simply and with a Roth IRA. If you’re thinking that a Roth is supposed to be for retirement, you are right.