In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers five questions on inherited IRAs.

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

In addition, the personal exemption, miscellaneous itemized deductions and moving expenses for many filers that were dropped ...

Serenity Wealth Management Logo Savers might pay more taxes in retirement than they think. Here is why, and what can be done about it.

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

"What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...

The SECURE 2.0 Act expands retirement savings options, including new tax credits, Roth changes and catch-up provisions.

Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have little income.

See how annuities stack up against 401(k)s and IRAs. Learn the pros and cons to build your best retirement income plan.

The challenge with Roth IRAs is that contributions are subject to an annual contribution limit, currently $7,000 ($8,0000 for those age 50 and older). Income limits also apply.

The original question doesn’t say where the $800,000 is currently held. If you happen to be rolling a Roth 401 (k) to a Roth IRA, the process could not be more straightforward.