Answer: The IRS requires five-year holding periods before earnings can be withdrawn tax-free from Roth accounts. The ...

John’s portfolio adjustments, including Rexford Industries and Lowe’s, prioritize income generation. Read why his strategy focuses on stable yields and lower risk.

Some savers might benefit from a new batch of app-based retirement accounts, but Americans shouldn’t be left fending for ...

Whether you're self-employed now or plan to start a small business in retirement, a Solo 401(k) is an ideal way to keep your investments flowing. Here's how.

No matter what line of work you’re in, your goal may be to see your income increase from one year to the next. So if that’s ...

Splitting an IRA among heirs is often the best choice for parents so that there is no dissension or in-fighting among ...

Over the years, you may have seen advice in the financial media about the "60/40 portfolio," which consists of 60% stocks and 40% bonds. This type of portfolio can be put together without too much ...

Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...