Retirement typically means shifting your focus from diligently saving your money over the course of years and decades to ...

Internal Revenue Service. "401(k) Resource Guide - Plan Participants - General Distribution Rules." Internal Revenue Service. "Traditional and Roth IRAs." U.S. Department of Labor. "FAQs About ...

A little confusion over something that's seemingly simple can end up taking a costly toll when not handled properly.

Here's how the Internal Revenue Service itself defines RMDs: "Required minimum distributions (RMDs) are the minimum amounts ...

Most Employee Stock Ownership Plans (ESOP) participants transfer their company stock to a traditional IRA starting around age ...

Here are IRA contribution limits, income limits and rollover rules for Roth, traditional, SIMPLE and SEP IRAs at a glance.

One of the biggest mistakes to avoid is withdrawing money early. If you take money out of your IRA before the age of 59 ½ — ...

Millions of Americans take billions of dollars in early distributions each year. Early distributions—those taken before age ...

There’s an inherited IRA rule change for 2025 that could trigger a 25% tax penalty for certain heirs. Here’s what investors ...

I lost my job when a flood wiped out the store where I worked. I am 37, have a Roth IRA and a regular IRA. The Roth was ...

This option is not always available, depending on your plan's rules. If your Roth 401(k) balance is low (typically under $7,000) your plan administrator may force you out of the plan, and either roll ...