Is there a time I should start withdrawing from a Roth IRA or should I just leave it for my heirs? When inheriting a Roth, ...

If the complexity of the Roth vs. traditional IRA decision is preventing you from opening an account, just know that simply ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

The distribution rules for beneficiaries can get complicated and depend on two key factors: Your relationship to the original account owner: The IRS lets you treat a Roth IRA from a spouse as if ...

While Roth IRAs offer incredible tax advantages, they come with specific rules that can trip up even savvy investors. After all, the humble Roth IRA is one of your most powerful retirement savings ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...

If you have a Roth IRA retirement account, though, it can be used as a source of funds for that all-important part of the homebuying process. Here’s what you need to know. A Roth IRA is a retirement ...

Traditional and Roth IRAs have different tax benefits, income eligibility, and withdrawal rules. Here is how traditional and Roth IRAs compare and how to determine which is right for you.

The rules are slightly different for Roth IRA conversions. “As opposed to waiting five years after your initial contribution to any Roth IRA, each conversion has its own five-year waiting period ...

A Roth IRA has unique benefits, especially compared to a traditional IRA. Understanding IRA contribution limits, tax implications, and withdrawal rules will help you understand how this financial ...

Wills and inheritances can be messy, especially when a family member is left out and others try to share their windfall. What ...

If you own a Roth IRA, you might want to know all of the rules. The withdrawal rules generally depend on how long you’ve had the account, your age and whether you’re withdrawing earnings or ...