A Roth IRA can be accessed anytime for any reason and is tax- and penalty-free. With the Secure Act, a Roth IRA can continue ...

Best IRA CD rates. You can open IRA CDs at banks, credit unions and brokerage firms. There are two types of IRAs: a ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

You can start taking money from your 401 (k) penalty-free at age 59 ½. So you shouldn't be penalized if you are 60 and ...

Even if you think you're set, the money guru says too often people retire with only enough savings to last a few years.

When the economy is showing signs of recession, emptying your cash bucket for a conversion can be counterproductive. If you're in retirement and need cash for living expenses, you'd have to ...

Orthopedists, like all physicians, typically have tax reduction and long-term wealth accumulation at the top of their ...

An after-tax Roth IRA allows you to pay your current tax rate on your Roth IRA contributions. That means withdrawals in retirement, including investment earnings, are typically tax-free.

Life gets busy, and investment advice can sound like buzzing in your ears after a while. That's especially true if you're ...

There are many options available, and it could be difficult to determine which account is best for your needs. The three most ...

If you're charitably inclined, using a qualified charitable distribution, or QCD, is a great way to reduce your RMD. Instead ...

Your pre-tax IRA is subject to future income taxes, depending on your bracket. But it could offer planning opportunities, experts say.