‘I’m in California and plan to stay here’: I’m 61, lost my job and live off my $425K IRA. My house has $650K in equity. Do I ...

One Big Beautiful Bill' makes 529 plans more flexible, some skeptics say the education savings plans still may not be ...

The most important strategy for saving for children's college funds is to set up an automatic savings plan as soon as ...

Don't let your retirement portfolio drift rudderless. Even the best investment plans need regular adjustments. That's where ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Both a Roth IRA and a 529 Plan are valid ways to save for a college education. Each has unique benefits and limitations. Starting in 2024, unused funds in a 529 account may be converted into a Roth ...

The 2025 Roth IRA contribution limit is $7,000, or $8,000 if you're 50 or older. You can only contribute to a Roth IRA if ...

What you need to know about the ROTH IRA today to help avoid running out of money in retirement. getty Roth IRAs have been around for more than 20 years, and many people may have forgotten or ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in ...