Key Points Roth IRAs offer a world of benefits over traditional retirement plans. Converting a traditional 401(k) plan to a ...

Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay ...

Saving for retirement in a tax-advantaged plan makes a lot of sense. Why not reap some IRS benefits in the course of building ...

Everyone knows it’s important to save for retirement. And yet there are lots of people who don’t have a single dollar saved for when they stop working. Why? The reason may be as simple as they ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

You can contribute to two retirement accounts—but know the rules Oscar Wong / Getty Images You can contribute to both a Roth IRA and an employer-sponsored retirement plan, such as a 401(k ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in ...

Contribution limits are not reduced to a Roth or traditional IRA based on 401(k) participation, so maximize contributions if ...

You can also simply use a Roth IRA to pay for college without taking the step of converting the money to a 529 plan. As long as the Roth IRA funds are used for approved expenses, you won’t be ...

A 529 plan is a tax-advantaged investment account ... Because you’ve already paid taxes on what you put in a Roth IRA, you can withdraw contributions anytime and for any reason.