Saving for retirement is essential, and an IRA can help you grow your money while giving you tax benefits. Adding as much as ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

I have always contributed to regular retirement accounts. I started a new job and I'm considering a Roth. We're in a weird situation. My husband just retired and has a pension and Social Security. He ...

Reducing your lifetime tax bill is a smart financial strategy, and a Roth individual retirement account can be a key part of that. Growth and retirement withdrawals from a Roth IRA are ...

How you approach taxes in your golden years and in the years before retirement can dramatically impact how much you pay.

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

As we embark on a new year, here’s a reminder of the significant changes to retirement plan contribution limits and related ...

A Roth IRA is a versatile retirement account that offers unique benefits, especially for those aiming to maximize tax-free ...

Sometimes the IRS lets you fix a mistake without a penalty. Here are some instances, including examples involving IRAs and RMDs.

It doesn't take a high income to land in a high tax bracket. A single adult earning $48,000 finds themselves paying 22% on their top-taxed dollars. Learn More: American Opportunity Tax Credit: What ...

High-income households can use what's called a "backdoor Roth" to utilize a Roth IRA despite the program's standard income ...

Finally, you could lower your tax bill in any given year by stretching out your Roth IRA conversions over several years, ...