Social Security plays a big role in your retirement planning -- but you shouldn't bank on it. Here's what to do instead.

Or, you could sell the stock within the Roth and redeploy the funds to something you think will do better. You won't be able to take any loss for tax purposes, but you could stop the bleeding. If you ...

The saver’s tax credit helps people who earn modest incomes save more for retirement. Learn whether you qualify for it and the advantages it can provide.

Unlike Roth IRAs, there are no income limits on Roth 401 (k)s. You can contribute to the account no matter how much you earn.

Pre-Tax Vs. Post-Tax Catch-up contributions made before year-end can go to either traditional retirement accounts, which reduce current-year income taxes, and are known as pretax funds, or to Roth ...

Curious if a Roth conversion might boost your Social Security benefits? Here’s the reality: while converting to a Roth IRA ...

Though death and taxes may be certain, investors should always seek legal ways to minimize their tax liability. Lower taxes mean higher net investment returns and higher disposable income.

Employer-sponsored 401 (k)s come in two main varieties: traditional and Roth, just as there are traditional and Roth IRAs. With a traditional 401 (k) or a traditional IRA, you typically get an upfront ...

The IRS updates tax brackets every year, so it's always a good idea to check whether you're close to one of the cutoff points.

However, RMDs don't apply to Roth individual retirement accounts while the owner or surviving spouse is alive. That can ...

A custodial Roth IRA is a retirement account for minors that allows for tax-free growth. It provides all the benefits of a ...