Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

As painful as it is to pay taxes during your working years, you might loathe the idea of paying taxes in retirement even more. At that point, you’re not earning a paycheck so much as living off of ...

Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay ...

Paying taxes they don't have to pay for the prospect of lower taxes thirty or forty years in the future with all the uncertainty that entails.

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

Would you send the government a big check this year — in return for a potentially far larger future tax break?

The benefits of Roth IRAs are undeniable. Their earnings and withdrawals come tax-free. You don’t have to take any required minimum distributions on them. Still, advisors warn, converting your regular ...

When it comes to IRA contributions, don’t wait to add your contributions even though your deadline is April 15. When deciding ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

In life, you often get second chances — and the same is true with investing. To illustrate: You might not have been able to ...