Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay ...

Roth conversions move pretax or nondeductible IRA funds to a Roth IRA, which can kick-start tax-free growth ... you may qualify for the 0% capital gains rate with a taxable income of up to ...

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

There are no limits on how much you can convert to a Roth IRA in a single year. However, most people try to keep the impact on their tax rates in mind, which we will discuss below. If you don't ...

Paying taxes they don't have to pay for the prospect of lower taxes thirty or forty years in the future with all the uncertainty that entails.

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

When you convert funds from a traditional IRA or 401(k) to a Roth IRA, you’re essentially converting pre-tax dollars to after ... will be taxed at a lower rate. Example Scenario: If you retire ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

Evaluate the potential benefits of a Roth IRA conversion in light of current tax laws and economic projections.