Paying taxes they don't have to pay for the prospect of lower taxes thirty or forty years in the future with all the uncertainty that entails.

Have you ever heard of anyone complaining about making more money? If you have, they probably grumbled about moving up a tax ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

Financial experts are warning against rigid, long-term Roth conversion plans that could hurt your retirement goals.

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

Further, you must decide whether to convert all or just part of your IRA to a Roth. And then decide whether you should do it all in one year or spread it out over time. Note: If you’re still ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to ...

While you need earned income to contribute to a Roth IRA directly, earned income isn’t required to convert a pre-tax account into a Roth IRA. (If you have similar questions surrounding retirement ...

While you need earned income to contribute to a Roth IRA directly, earned income isn’t required to convert a pre-tax account into a Roth IRA. (If you have similar questions surrounding ...

Bucking convention with my Roth IRA, I've built a strategy that transcends the traditional choice between growth and income. My current portfolio emphasizes building positions in emerging ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

In reality, though, the best move for a lot of people is to take the tax hit and convert a lot of money quickly, says ...