Key Points Roth IRAs offer a world of benefits over traditional retirement plans. Converting a traditional 401(k) plan to a ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

Answer: The IRS requires five-year holding periods before earnings can be withdrawn tax-free from Roth accounts. The ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

A potential solution is a Roth IRA conversion, otherwise known as a “backdoor Roth.” With a conversion, you take assets in an existing pre-tax account, like a traditional IRA or 401(k), and ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

The benefits of Roth IRAs are undeniable. Their earnings and withdrawals come tax-free. You don’t have to take any required minimum distributions on them. Still, advisors warn, converting your regular ...

Generally speaking, the lower your income in a given year, the more favorable it is for you to convert to a Roth IRA. So, for example, if you have already retired, but have not started collecting ...

To transfer funds from an existing IRA to a silver or gold IRA, you need to find the right custodian, open an account, ...

Roth IRAs have tax advantages that make them useful for long-term savings goals such as retirement. Brokerage accounts have ...