A Roth IRA allows for tax-free growth of retirement savings, potentially reducing the tax burden in retirement. Roth IRAs are only available to single tax filers earning less than $146,000 or ...

If you’re already making the most of your 401 (k), look into additional savings opportunities like traditional IRAs, Roth IRAs, and your taxable brokerage account.

While there's no way to completely avoid paying taxes on your traditional or simple IRA withdrawals, there are a few ways to reduce what you owe on these tax-deferred accounts. In certain situations, ...

Is there a time I should start withdrawing from a Roth IRA or should I just leave it for my heirs? When inheriting a Roth, are there different rules for the spouse versus children ...

The budget bill signed into law on Friday includes a provision for investment accounts for newborns. Citizens born between ...

Many Americans fall behind on retirement without realizing it. Learn four key mistakes to avoid, and how to fix them.

Question: “I want to save more money on my taxes. My wife and I have W2 incomes, no kids and no dependents. I have invested in a 401 (k), HSA and Roth IRA. What other ways can we save on taxes ...

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

Answer: Generally speaking, it makes the most sense to consider a Roth conversion when your current tax rate is lower than ...

With clear goals, focused saving, and smart strategies, freelancers can take control of their retirement planning and build a secure financial future.

Some heirs are considered "eligible designated beneficiaries," and the 10-year rule does not apply to them. These include ...