Q: I recently inherited a regular IRA and a Roth IRA from my mother. I’ve heard something about a 10-year rule for my future ...

My Oak Partners practice is a useful source of inspiration for the column, serving such a wide variety of investors and families with unique planning needs, I figure if I ...

The market's recent rebound and current bullishness is giving some retirees good reason to make these withdrawals as soon as ...

I have $1 million in my IRA. Once I reach 73 years of age what are the withdrawal requirements? I retired five years ago with ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

There are no RMDs for Roth IRAs. Previously, RMDs were required for Roth 401(k ... Special rules exist for determining when a surviving spouse must start taking RMDs from an inherited retirement ...

Answer: At the end of 2024, the IRS clarified rules around RMDs for inherited IRAs, where the original owner who died was subject to RMDs prior to death. “Given the circumstances presented, the ...

I’m now writing to you for advice a second time. I’m 51, still married, 25 years now, and still residing in Maryland. My ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

3. Retirement accounts . If you inherit a tax-deferred retirement plan, such as a traditional IRA, you’ll have to pay taxes on that money.Spouses can roll the money into their IRAs and postpone ...