MSMEs need capital for operational purposes and expansion, where Indian business owners have access to different sources of loans. Banks provide conventional loan products, and NBFCs can offer more ...

The stakes are high, but so are the opportunities. For fintech leaders, the responsibility to innovate has never been greater ...

Reckless spending, poor planning, and unchecked borrowing are pushing many into deep debt. Disciplined saving, debt ...

From customer service to underwriting to loan servicing and beyond, the way financial institutions do business has been transformed by AI.

Types of Business Loans in India 1 ... Business Credit Cards Business credit cards provide instant funds for small expenses. They work like personal credit cards but are designed for businesses.

Today, lending is fragmented—credit decisions rely on bureau scores, lender-specific risk models, and rigid documentation ...

The value of digital credit has increased by 91.49 percent to 4,216.26bn/- , in 2024 from 2,201.81bn/-, registered in 2023.

The scheme could be helpful for emerging businesses, especially the micro, small and medium enterprises ... assistance under the scheme. Instant multi-purpose loans up to Rs.

KreditBee is a popular option for first-time borrowers because it does not require a good credit score for small loans. Keep in mind that short-term loans come with higher interest rates.

Decreased funding for Community Development Financial Institutions and the declawing of the Federal Deposit Insurance Corp.

Like other SBA loan ... Instant approval is available 24/7, so you can access immediate funding at any time of day. OnDeck’s fast line of credit is a standout option for small-business owners ...