Individual Retirement Account (IRA) Definition: An interest-earning retirement savings account in which the allowable contributions and earnings aren't taxed until the funds are withdrawn ...

RMD rules are more than just guidelines, according to EBRI research released last week, but are clearly a defacto default strategy.

If the plan does allow such distributions, it must specify the criteria that define a hardship ... are similar to those governing waivers for IRA withdrawals, but there are some differences.

A 401(k) to Roth IRA conversion may not be an option if you're still employed with the company you have your 401(k) through. 401(k) to Roth IRA conversions typically raise your tax bill unless you ...

Inheriting a Roth IRA avoids probate if the deceased listed you as a beneficiary. Spouses inheriting Roth IRAs can treat them as their own; others face a 10-year withdrawal limit. Non-spousal ...

Ryan is passionate about helping others improve their financial literacy. A backdoor IRA is a legal strategy that allows high-income earners to bypass income limits on Roth IRA contributions.