A credit card interest rate cap proposed by Alexandria Ocasio-Cortez comes as APRs jumped to 21% last year.

You aren't necessarily stuck with your current credit card rates. These simple strategies could help lower them.

How are credit card rates ... the federal funds rate, which is set by the Federal Reserve’s Federal Open Market Committee. Essentially, the federal funds rate is the interest rate that banks ...

Most credit card issuers provide free credit score access to their cardholders, although they rarely offer information on ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of ...

Most credit cards have a variable rate, which means there's a direct connection to the Federal Reserve's benchmark. And yet, ...

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

What cardholders may not realize is that most credit card issuers include a penalty annual percentage rate (APR) in their ...

The Fed may make adjustments to the federal funds rate based on the economy's current ... however, credit cardholders' interest rates are above the prime rate. "Most credit card issuers add ...

At the same time, credit card interest rates are "very high," averaging 23% annually in 2023, the New York Fed found, also making credit cards one of the most expensive ways to borrow money.

If you're wondering whether your current credit score is good enough to ... especially for cards with better rewards or lower interest rates. Cards designed for excellent credit typically start around ...