If a fixed-rate card’s APR is lower than the average credit card APR – which, according to the Federal Reserve, was 20.09% across all accounts in the first quarter of 2023, the last time the ...

Fixed-rate credit cards may help manage interest if you carry a budget over time. However, they may be harder to find than variable rate cards. Credit card interest rates are high and don’t ...

If you carry a credit card balance and can get a low interest rate, you might consider getting a fixed-rate card. But fixed-rate credit cards can be difficult to find and may come with drawbacks.

Our first pick for the best fixed-rate rewards cards is the Capital One Venture Rewards Credit Card. Welcome bonus: Earn 75,000 bonus miles after spending $4,000 on purchases within the first ...

A fixed-rate credit card has the same APR the entire time you hold the card. This type of APR can be beneficial, especially when interest rates are low, as they allow you to lock in a low rate for ...

There are only five fixed-rate credit cards in Bankrate's weekly survey of rates, none from a major bank. That number was 33 back in January 2008.

If you have a credit card with a variable interest rate, I'm sure you have noticed your rates have been going up. The average standard rate at the beginning of this month was 14.13 percent, a 27 ...

When It Comes to Credit Cards, There's No Such Thing as a Fixed Rate. ... to advise a young woman not to transfer $13,000 of student loan debt to a credit card offering a very low interest rate.

I just got a notice that my 'Fixed Rate' card was getting a 5% rate increase. Not because of payment issues (it's at 0 right now and has been for a little while.) but 'because of changed business ...

To consolidate credit or manage debt. A card with a low fixed rate can be a great tool for balance transfers -- with one caveat, according to Lewis-Parks: "People just need to be aware most card ...

11 Credit Card Mistakes to Avoid The number of cards with fixed APRs has waned, largely because legislation that took effect in 2010 made raising fixed rates more difficult for issuers.