Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

MCKINNEY, TX, UNITED STATES, July 2, 2025 /EINPresswire.com/ -- For individuals considering whether to convert their traditional IRAs, 401(k)s, or other tax-qualified retirement plans to a Roth IRA, ...

There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You ...

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

If pulling too much from a portfolio during down markets is a bad idea, filing for Social Security might look compelling.

1. Present, Future Income Tax Rates When you convert a traditional IRA to a Roth IRA, you will have to pay income tax on the conversion for the year you do the switch. But once the money is in the ...

Individuals open IRAs on their own—unlike employer-run 401(k)s. Traditional IRAs, like workplace plans, use deductible pre-tax income taxed only when you withdraw at 59½.

No RMDs: With a traditional IRA, you’ll have to start taking withdrawals ‒ called required minimum distributions, or RMDs ‒ when you turn 73, or 75 if you were born in 1960 or later.

What we will be digging into is the question of whether you should convert some or all of your assets from a traditional individual retirement account (IRA) to a Roth IRA.