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One Roth IRA Mistake That’s Costing Americans Thousands
If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...
A 401(k) Is a Great Retirement Tool, but Is Maxing It Out Overrated?
A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...
Emergency Withdrawals: Is Your 401(k) or IRA the Better Option?
Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...
How I Plan to Boost My Financial Future with a Roth IRA Contribution
In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...
What's the Unfortunate Truth About Maxing Out Your 401(k)?
For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 ...
Here's the average 401(k) balance by age
While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record highs — making up an average $148,153 balance and a median $38,176 balance ...
The Roth IRA Advantage: 10 Things Every Saver Needs to Understand
A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...
You Can Give Your Teenager a Massive (Tax-Free) Retirement Boost—Here's What the Law Allows
Help your teen build lifelong financial security. Learn how a Roth IRA offers early tax-free growth and financial flexibility throughout life.