Figuring out when you can afford to retire often comes down to determining whether your assets will produce enough annual ...

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

The start date for the 5-year rule is January 1 of the tax year you make your first Roth IRA contribution. The 5-year rule also applies to inherited IRAs. Benefits of a Roth IRA Roth IRA tax ...

ROTH IRA's are growing in popularity among younger generations who are using this retirement tool in addition to a ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change their financial situation in retirement.

The key difference between a Roth and a traditional IRA is when taxes are applied to your investment. Both offer tax advantages you can’t get in a regular, non-retirement investment account.

Opening a traditional IRA is a fairly straightforward process involving only a few steps. Here's what you need to know to ...

Traditional IRA contributions may be tax-deductible, depending on your income and whether you have a workplace retirement account. Earnings in an IRA, including dividends and gains, are not taxed ...

Both individual retirement account (IRA) types — traditional and Roth — offer valuable retirement-planning benefits, but with different structures, income limits, and pros and cons.

do I do a traditional IRA or do I do a Roth IRA?” How can someone make sure they’re making the right choice and really maximizing the tax benefits for their particular situation? Benz ...