Historically high interest rates and falling late-payment rates suggest that credit card issuers are tightening their ...

The Fed report suggests that, at least in part, a higher prime rate is causing growth in card interest rates. The prime rate ...

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Despite improving sentiment, the cost of carrying credit card debt remains high. A $6,000 balance at today’s average rate of ...

How are credit card rates set? The typical credit card rate formula is the Prime Rate plus a profit margin set by the card issuer. On average, this margin often runs between 12 and 13 percent. The ...

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

Struggling with debt on a fixed income? Here's how to regain control of your finances while on Social Security.

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.37%. The Federal Reserve also tracks U.S. consumers' average credit card ...

Debt management programs could save you thousands, but the actual savings depend on your debt and repayment habits.

After 10 years of marriage, it can be hard to find new ways to surprise your spouse. But as some couples would tell you, that ...

Opening and closing credit cards can also damage your credit score, per this warning from FICO (FICO). What does it all mean? Unexpected life events such as job loss or an emergency can throw your ...