Historically high interest rates and falling late-payment rates suggest that credit card issuers are tightening their ...

The Fed report suggests that, at least in part, a higher prime rate is causing growth in card interest rates. The prime rate ...

If you are someone who believes in using credit cards for as much as you can, you are not alone, as the whole concept of ...

2025 Credit Card Debt Survey: Total sample size was 2,616 adults, of which 908 carry a balance on their credit cards.

How are credit card rates set? The typical credit card rate formula is the Prime Rate plus a profit margin set by the card issuer. On average, this margin often runs between 12 and 13 percent. The ...

Despite improving sentiment, the cost of carrying credit card debt remains high. A $6,000 balance at today’s average rate of ...

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

Opening and closing credit cards can also damage your credit score, per this warning from FICO (FICO). What does it all mean? Unexpected life events such as job loss or an emergency can throw your ...

After 10 years of marriage, it can be hard to find new ways to surprise your spouse. But as some couples would tell you, that ...

Struggling with debt on a fixed income? Here's how to regain control of your finances while on Social Security.

Most lenders don't accept credit cards for auto loan payments, but even if your lender does, you need to think twice before using that option. If you aren't careful, you could end up paying more ...

Economists worry about tariff-induced price hikes, inflation, interest rates and the outlook for the job market Changes are coming to your credit score. As economists worry about tariff-induced price ...