Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works ...

The 2025 Roth IRA contribution limit is $7,000, or $8,000 if you're 50 or older. You can only contribute to a Roth IRA if ...

Your children are too young to legally own real estate in their own names, so some kind of guardian or trustee would need to ...

Families can contribute up to $5,000 a year into Trump accounts, with employers allowed to chip in up to $2,500 of that ...

Beth Pinsker IRS says high earners can wait until 2026 to put catch-up contributions into a Roth. Why not start now? If you’re already among the few people over 50 who contribute the extra money ...

Revenge saving can help younger homebuyers achieve their dream of homeownership, thanks to several strategies.

The whole trick to retirement savings is to put money away steadily and consistently. But one lesson that Generation X and boomers missed out on when the U.S. retirement system switched over to favor ...

A major retirement survey reveals widespread Roth IRA regret among seniors. The data demonstrates significant financial ...

The budget bill signed into law on Friday includes a provision for investment accounts for newborns. Citizens born between ...

Overwhelmed at understanding it, I turned to ChatGPT to learn more about what this bill means for retirees and their taxes ...

As a new mom, planning for my daughter’s future is top of mind. Before opening a savings or brokerage account, I asked ...

Starting in August, the Social Security Administration (SSA) will claw back overpayments, potentially reducing recipients’ ...