A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in ...

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help ... Speak with a financial advisor today to get started. SIMPLE IRAs (Savings Incentive Match ...

Inherited Roth IRA withdrawal rules share many similarities as traditional inherited IRAs, but there are tax obligations and other conditions to consider.

IRS rules say that interest earned on bank accounts is taxable income. If you earned a bonus when opening a new account, you ...

Would you send the government a big check this year — in return for a potentially far larger future tax break?

How can a retiree roll funds into a Roth IRA without having any earned income? That’s a great question, and I get some variation of it often. Unfortunately, there is a lot of nuance to the rules ...

The problem is that depending on your income, you may also be paying taxes on your Social Security benefits as a retiree. And in a way, that's double taxation. You paid taxes on your wages to qualify ...

The more financial freedom you have, the easier it will be to make your money last in retirement. We share 14 financial tips ...

Over the years, you may have seen advice in the financial media about the "60/40 portfolio," which consists of 60% stocks and 40% bonds. This type of portfolio can be put together without too much ...