A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

The Balaban Group, an independent life-insurance, benefits, and estate-planning firm serving affluent families since 1986, ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to recover financially as quickly as possible.

Avoid costly tax mistakes with your IRA. Learn how skipping IRS Form 8606 cost one investor $50,000—and how you can protect ...

Financial plans based purely on growth, like the 60/40 portfolio, are built for a different era. Today’s retirees need plans ...

"What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider before making a withdrawal to avoid tax and other penalties.

I'm 65 with $400K in a traditional IRA. I plan to work into my 70s but I'm worried about taxes — should I convert to a Roth IRA and take the tax hit now while I'm still working? Monique Danao ...

That means you can diversify the types of investment vehicles you invest in. It's fine to have a 401 (k) and a traditional IRA, even if you don't get to take the full tax deduction.

Traditional IRAs Funds put into traditional IRAs are typically "not taxed until you take a distribution," according to the IRS. "Just like a Roth IRA, the dollars grow tax-deferred.

If you plan to leave your IRA to anyone other than your spouse, you may want to ensure they understand current RMD rules. Despite RMD rules, a traditional IRA is a smart way to add to your ...

If you've invested in a traditional IRA, you probably took time to read the fine print before signing your name on the dotted line. If you plan to leave your IRA to someone you care about, there's ...