The Balaban Group, an independent life-insurance, benefits, and estate-planning firm serving affluent families since 1986, ...

Financial plans based purely on growth, like the 60/40 portfolio, are built for a different era. Today’s retirees need plans ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to recover financially as quickly as possible.

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

I have $1 million in my IRA. Once I reach 73 years of age what are the withdrawal requirements? I retired five years ago with ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

Another way to reduce your taxable income is by contributing to a traditional IRA. The maximum contribution is $7,000 in 2025 ...

I’m now writing to you for advice a second time. I’m 51, still married, 25 years now, and still residing in Maryland. My ...

Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have little ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

To qualify for a spousal IRA, spouses must file taxes jointly as a married couple, and the working spouse must have enough ...

Are you curious to know how your balance compares to the average today? Fidelity has fresh data on IRA balances. But you may not like what you see.