I’m now writing to you for advice a second time. I’m 51, still married, 25 years now, and still residing in Maryland. My ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

Fact checked by Vikki Velasquez One of the great things about individual retirement accounts (IRAs) is that they can significantly grow your retirement savings, even with modest contributions. But you ...

If you're interested in more home energy hacks, consider installing solar panels, which may bring your energy costs to $0.

Compare Gold IRA vs physical gold in terms of taxes, fees, storage, and liquidity to choose the best investment strategy.

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

If pulling too much from a portfolio during down markets is a bad idea, filing for Social Security might look compelling.

The decision of whether to save for retirement through a Roth IRA or through a traditional IRA is a complex matter that can have significant financial implications in both the short term and the ...

1. Present, Future Income Tax Rates When you convert a traditional IRA to a Roth IRA, you will have to pay income tax on the conversion for the year you do the switch.

Unlike traditional IRAs, Roth IRAs have no forced withdrawals at age 73. Estate Planning Advantages – Roth IRAs can be passed to heirs tax-free, reducing future tax burdens.