H ow much do you need to save for retirement? For most people, the initial answer is "As much as possible." While that ...

Opening a Roth IRA is a smart financial move, but it's easy to get wrong. From skipping key setup steps to making costly ...

My wife is currently working and has a traditional IRA with approximately $350,000 to $400,000. She is almost 65 but not ...

A Roth IRA, under the right conditions, is the best retirement vehicle you can have. Just ask Peter Thiel. According to ...

One of the big keys to ensuring you're saving enough is setting a specific numeric goal, and then mathematically working your ...

As you map out your retirement, it is important to take advantage of tax-free growth made possible by Roth conversions.

There are plenty of good reasons to love Roth IRAs for retirement savings. First, these accounts allow you to grow your money completely tax-free. This means that if you invest $100,000, and over time ...

The government needs to raise money to expand and extend the Trump 2017 tax cuts, and there's a way to do it without raising taxes on anyone.

Learn why homebuyers who need to come up with upfront costs like down payments should consider carefully before using ...

Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion. Roth IRA earnings are tax-free after age 59 1/2 and a five-year holding period.

Roth IRAs are funded with after-tax dollars; this means that the contributions are not tax-deductible. Once you start withdrawing funds, the money is tax-free. Traditional IRA deposits are made ...

Converting traditional IRAs into Roth IRAs allows for tax-free distributions later. Advisers should focus on low-income years or market downturns to execute conversions at minimal tax cost.