Microsoft Excel offers various personal budget templates to help you create monthly, annual, and event/item budgets.

Follow these five steps to create a budget that helps you achieve your ... Use a budgeting app or a simple spreadsheet to ...

gather key information Before you get started with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income after taxes.

Budgeting can often feel intimidating, so Bobbi Rebell, certified financial planner and founder and CEO of Financial Wellness Strategies, suggests starting simple. "Look at your available income ...