For one thing, you might have earned too much money — a Roth IRA, unlike a traditional IRA, has income limits. Also, a Roth IRA has only been around since 1998, so, in the previous years ...

No RMDs: With a traditional IRA, you’ll have to start taking withdrawals ‒ called required minimum distributions, or RMDs ‒ when you turn 73, or 75 if you were born in 1960 or later. But there’s no ...

Contribution limits are not reduced to a Roth or traditional IRA based on 401(k) participation, so maximize contributions if ...

With a traditional IRA, you pay tax later. When you contribute to a traditional IRA, if your income is below certain limits, ...

Single individuals and married couples filing jointly can deduct the full $7,000 (or $8,000 if the contributor is 50 or older ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

For one thing, you might have earned too much money ‒ a Roth IRA, unlike a traditional IRA, has income limits. Also, a Roth IRA has only been around since 1998, so, in the previous years ...

Many of our clients benefit from the tax-free growth and withdrawals they receive during retirement with a Roth IRA conversion. Unlike traditional IRAs, our clients’ contributions to a Roth IRA ...

You could put your money into a traditional IRA for the up-front benefit of tax-free contributions. That’s something a Roth IRA won’t give you, since Roth IRAs are funded with after-tax dollars.

Michele Pevide / Getty Images There are a number of reasons to consider a Roth individual retirement account (IRA) rollover, which moves funds from an existing traditional IRA (or another ...

Today, you'll learn the rules of each account type, why the Roth variation matters, and how to start retirement planning while minimizing your obligation to Uncle Sam. The traditional IRA is one ...