Because of our income bracket – we make over $350,000 per year – we cannot contribute to a Roth anymore. We're 61 and 62, and ...

If you’re like Mark, Susan or Tom, your retirement and legacy goals will shape the strategy for your wealth. There’s no one-size-fits-all solution, but by understanding the key differences between ...

Although the traditional and Roth plans may sound quite different, the conventional argument is that they offer virtually identical tax benefits. Unfortunately, the easiest way to demonstrate this ...

The only option open to taxpayers at all income levels is a traditional nondeductible IRA, but this subjects investors to two big drawbacks: required minimum distributions (RMDs) and ordinary income ...

The realities you face when you stop working might be a far cry from your retirement dream. Of course, retiring broke is bad, ...

ROTH IRA's are growing in popularity among younger generations who are using this retirement tool in addition to a ...

Having a Traditional IRA and a 401(k) If you have ... of Roth IRA earnings; investors may typically withdraw their contributions without penalty so long as the fund has been active for at least five ...

The user, a 31-year-old sewer builder with $40,000 in an IRA and $40,000 in a Roth IRA, is considering a ... by hundreds of thousands of dollars vs. investing in the S&P 500.