If you’re like Mark, Susan or Tom, your retirement and legacy goals will shape the strategy for your wealth. There’s no one-size-fits-all solution, but by understanding the key differences between ...

Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

If you’re nearing retirement and you have a sizeable IRA balance, you face some significant decisions surrounding required ...

A major factor contributing to whether the mega backdoor Roth makes sense for you is if you have the ability to save that ...

Discover the unique tax benefits and investment flexibility of a Roth IRA compared to traditional retirement accounts. Learn ...

A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like ...

"Two factors often overlooked in preparing for one’s golden years are taxes and health care planning. The reality is that ...

How do I plan my withdrawals in a way that minimizes taxes? You can start taking money from your 401(k) penalty-free at a ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

Consequences for breaking the five-year rule. Exceptions to the five-year rule. After opening and contributing to a Roth IRA, you’ll need to wait five years to begin tax-free withdrawals of ...