There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You could pay the tax on the distribution, move the money and then change your mind ...

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to recover financially as quickly as possible.

The market's recent rebound and current bullishness is giving some retirees good reason to make these withdrawals as soon as ...

Financial literacy is vital—but discipline is the real key to wealth. Knowing isn’t enough if emotion overrides action under ...

By Quentin Fottrell 'So much of my head has been filled with thoughts of needing to be the best, the brightest, the wealthiest' Dear Quentin, I've been thinking about the kind of ...

I really appreciate your column and the advice you provide. I have been considering "retiring" early to have more time with my husband during our younger years. We were both married for more than 20 ...

Financial plans based purely on growth, like the 60/40 portfolio, are built for a different era. Today’s retirees need plans ...

When Can I Withdraw From My Roth IRA Truly Scot-Free? Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you might realize.