If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

Converting a traditional IRA to a Roth IRA is often presented as a smart move — especially if you expect your taxes to go up later. But as one 77-year-old listener named Lily recently found out, not ...

If you make above a certain income, expect to pay more for Medicare, due to the IRMAA, unless you take steps to lower your ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

The market's recent rebound and current bullishness is giving some retirees good reason to make these withdrawals as soon as ...

While a conversion can be the right thing for some retirees, or soon-to-be-retirees, to do finance experts suggest 10 times ...

Once you take your RMD out of your IRA, you can’t put it back again—the IRA designs these distributions to be taxed. Have a ...

However, some exceptions apply. For example, you can take a withdrawal from a Roth and take out up to $10,000 for a first-time home purchase or qualified higher education expenses.

Are you curious to know how your balance compares to the average today? Fidelity has fresh data on IRA balances. But you may not like what you see.

After two years of informal investing, Money Talks columnist Darnell Mayberry gives his daughter a structured pay ...