If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

Converting a traditional IRA to a Roth IRA is often presented as a smart move — especially if you expect your taxes to go up later. But as one 77-year-old listener named Lily recently found out, not ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

The market's recent rebound and current bullishness is giving some retirees good reason to make these withdrawals as soon as ...

In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers four questions on paper checks, ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to recover financially as quickly as possible.

Most of us graduate knowing how to label a mitochondrion, but have no clue how credit cards work or what “APR” even stands ...

Life may feel like a financial struggle in your 20s and 30s, but by the time you reach your mid-40s to late 50s, many people ...

It’s an economic theory named for John Maynard Keynes, who suggested that government intervention is needed, especially ...

Retirement savers under age 50 can contribute up to $7,000 to an IRA in 2024. An IRA is not a type of investment; instead, it's a tax-advantaged account that holds investments. IRA returns depend ...

If you don’t need the money right away, keeping your money in the 529 plan until the market recovers and you can recoup your losses is a good option, says Autumn Knutson, founder of Tulsa, ...