If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

Converting a traditional IRA to a Roth IRA is often presented as a smart move — especially if you expect your taxes to go up later. But as one 77-year-old listener named Lily recently found out, not ...

While a conversion can be the right thing for some retirees, or soon-to-be-retirees, to do finance experts suggest 10 times ...

Under normal circumstances, IRAs can’t be transferred or gifted to a new owner, but divorce is an exception. IRAs can be ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

If you make above a certain income, expect to pay more for Medicare, due to the IRMAA, unless you take steps to lower your ...

When not to use a Roth IRA. Cutting straight to the chase, most investors are best served by paying their IRA-related income taxes when their effective income tax rates are likely to be at their ...

The challenge with Roth IRAs is that contributions are subject to an annual contribution limit, currently $7,000 ($8,0000 for those age 50 and older). Income limits also apply.

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record ...

Even if you plan to put every dollar you withdraw into a Roth IRA, you will still owe taxes on the money (plus a 10% penalty if you’re under the age of 59 ½). Rather than pull the entire ...