A Roth IRA can be accessed anytime for any reason and is tax- and penalty-free. With the Secure Act, a Roth IRA can continue ...

Life gets busy, and investment advice can sound like buzzing in your ears after a while. That's especially true if you're ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

Best IRA CD rates. You can open IRA CDs at banks, credit unions and brokerage firms. There are two types of IRAs: a ...

If you suspect that you will be in a higher tax bracket down the road, contributing now to a Roth IRA means you'll pay a relatively low rate now compared to later. Later, when you earn more ...

You can start taking money from your 401 (k) penalty-free at age 59 ½. So you shouldn't be penalized if you are 60 and ...

First National Bank of America is a Michigan-based institution with IRA CD rates that rival even the best online banks. But you must open a Traditional or Roth IRA CD at a local branch ...

If you're charitably inclined, using a qualified charitable distribution, or QCD, is a great way to reduce your RMD. Instead ...

When the economy is showing signs of recession, emptying your cash bucket for a conversion can be counterproductive. If you're in retirement and need cash for living expenses, you'd have to ...

or do you want to lock in your interest rate for longer and go with a long-term CD? In addition, decide whether you go with a traditional IRA CD or a Roth IRA CD. You might want a Roth IRA if you ...

The contribution limit is the primary advantage a Roth 401(k) has over a Roth or traditional IRA: The total amount ... experience a decrease in their tax rate upon retirement, retirees often ...

Even if you think you're set, the money guru says too often people retire with only enough savings to last a few years.