Saving for retirement is essential, and an IRA can help you grow your money while giving you tax benefits. Adding as much as ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

I have always contributed to regular retirement accounts. I started a new job and I'm considering a Roth. We're in a weird situation. My husband just retired and has a pension and Social Security. He ...

Reducing your lifetime tax bill is a smart financial strategy, and a Roth individual retirement account can be a key part of that. Growth and retirement withdrawals from a Roth IRA are ...

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

As we embark on a new year, here’s a reminder of the significant changes to retirement plan contribution limits and related ...

A Roth IRA is a versatile retirement account that offers unique benefits, especially for those aiming to maximize tax-free ...

Sometimes the IRS lets you fix a mistake without a penalty. Here are some instances, including examples involving IRAs and RMDs.

It doesn't take a high income to land in a high tax bracket. A single adult earning $48,000 finds themselves paying 22% on their top-taxed dollars. Learn More: American Opportunity Tax Credit: What ...

High-income households can use what's called a "backdoor Roth" to utilize a Roth IRA despite the program's standard income ...

Finally, you could lower your tax bill in any given year by stretching out your Roth IRA conversions over several years, ...