Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

Some heirs are considered "eligible designated beneficiaries," and the 10-year rule does not apply to them. These include ...

As a new mom, planning for my daughter’s future is top of mind. Before opening a savings or brokerage account, I asked ...

You can have multiple Roth IRAs, but your total contributions must stay within the annual limit, requiring careful tracking ...

If you're in a high tax bracket today, but anticipate a more modest income in retirement, the Traditional IRA allows you to ...

A 529 savings plan can be used to pay for your child's education, but it can also be used to fund their retirement.

A spousal IRA isn’t a unique type of IRA or a joint account, but instead it is a separate IRA opened and owned in the name of the nonworking or low-income earning spouse. This w ...

The IRS has announced updates to the income phase-out ranges for IRA contributions in 2025, affecting eligibility for both traditional and Roth IRAs. As prices increase, these changes help keep ...

Responding to a recent call from a financial advisor in Colorado, the ERISA consultants at the Retirement Learning Center (RLC) address a question on whether children can have Roth IRAs and who can ...

The most important strategy for saving for children's college funds is to set up an automatic savings plan as soon as ...

One Big Beautiful Bill' makes 529 plans more flexible, some skeptics say the education savings plans still may not be ...