Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

"What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...

The SECURE 2.0 Act expands retirement savings options, including new tax credits, Roth changes and catch-up provisions.

April represented one of the biggest months for trades in Jane's retirement accounts. Learn more about the retirement income ...

Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have little ...

Learn how to use the backdoor Roth IRA strategy to contribute to a Roth IRA even if you exceed income limits. This guide covers eligibility, the conversion process, tax implications and benefits.

For example, if you contribute $5,000 to a Roth IRA, the most you could contribute to a traditional IRA would be $2,000 in 2025 if you're under 50. IRA limits apply per person, not per account.

2025 IRA Income Limits However, there are income limits to contributing to a Roth or Traditional IRA. These limits did adjust slightly for 2025.

As long as your income remains under the lower limit, you can make a full contribution. If you make more than the upper limit, you won’t be able to contribute at all. Roth IRA income limits for 2025 ...